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Channel: Comments on: The Chip And PIN Debate – Part 1
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By: Steve Sommers

Excellent post and I learned something. I did not realize that EMV started in the 80′s. I first heard about it in the early to mid 90′s. But my experience is in the US payments industry and for the...

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By: PCIGuru

EMV did not start in the 1980s, it was in response to the card present fraud that started right after the fall of the Iron Curtain. The EMV project started shortly thereafter and was finally released...

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By: Steve Sommers

Ah. That explains why I did not hear about it until the 90′s.

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By: lars

Its not only about how much fraud which can be covered by Internank fees etc. Its also about the consumers trust in financial systems. If there are to much public fraud cases, they will avoid using...

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By: Steve Sommers

RE: A long period for converting to ***EMV terminals*** its just a reason to start now. To me, this is just as big a hurdle for the US as hardware costs. EMV does not lend itself very well to POS...

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By: PCIGuru

Thank you for stating the obvious. I agree that people need to start converting now. However, it’s hard to start that process without cards to drive it. That said, there are a number of integrated POS...

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By: credit repair

Great article about chip and PIN information. Thanks for share

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